Best Financial Management App
The Smart Safety Net for Your Wallet
Kover helps you skip overdraft fees, cover bills, and build credit - all in one solution. Stay protected, save money and breathe easier with every paycheck.
XP Points
Every repayment earns XP that unlocks new perks, lower fees, and more access.
AutoKover
We automatically step in when your balance runs low — no stress, no overdrafts.
AutoKover
We automatically step in when your balance runs low — no stress, no overdrafts.
Trusted by brands around the world
Stay Protected. Stay in Control.
At Kover, we believe money shouldn’t cause stress. That’s why we built a simple solution that automatically protects you from overdraft fees, covers unexpected expenses, and helps you build better financial habits.
Our mission: make every dollar go further — safely, smartly, and stress-free.
Stay Protected. Stay in Control.
At Kover, we believe money shouldn’t cause stress. That’s why we built a simple solution that automatically protects you from overdraft fees, covers unexpected expenses, and helps you build better financial habits.
Our mission: make every dollar go further — safely, smartly, and stress-free.
We've Got You Covered – The Kover Way
Life happens. Kover’s here when it does.
Manage, protect, and plan your finances all in one place — no juggling apps or hidden fees.
AutoKover
Instantly prevents overdrafts and covers bills before fees hit.
AutoKover
Instantly prevents overdrafts and covers bills before fees hit.
AutoKover
Instantly prevents overdrafts and covers bills before fees hit.
Instant Line of Credit
Access up to $800 in low-cost credit to cover you from the unexpected until your next pay day. No credit check required.
Instant Line of Credit
Access up to $800 in low-cost credit to cover you from the unexpected until your next pay day. No credit check required.
Instant Line of Credit
Access up to $800 in low-cost credit to cover you from the unexpected until your next pay day. No credit check required.
KoverIQ Insights
Smart AI tracking to predict shortfalls and recommendations on how to save more.
KoverIQ Insights
Smart AI tracking to predict shortfalls and recommendations on how to save more.
KoverIQ Insights
Smart AI tracking to predict shortfalls and recommendations on how to save more.
Earn points and save more
The more you use Kover, the more points you earn towards you earn towards rewards, offers and cashback.
Earn points and save more
The more you use Kover, the more points you earn towards you earn towards rewards, offers and cashback.
Earn points and save more
The more you use Kover, the more points you earn towards you earn towards rewards, offers and cashback.
Everything You Need, Already Inside Kover
Protect, Build, and Grow — Seamlessly.
Instant. Affordable. Credit.
With Kover, you get dependable access to a line of credit that grows through your pay period, giving you a financial safety net for the unexpected.
Get approved & access cash in less than 5 minutes.
No credit check.
No late or NSF fees. Ever.
Instant. Affordable. Credit.
With Kover, you get dependable access to a line of credit that grows through your pay period, giving you a financial safety net for the unexpected.
Get approved & access cash in less than 5 minutes.
No credit check.
No late or NSF fees. Ever.
Get Balance Protection
Kover monitors all of your bank accounts and will predict when your balance won't cover upcoming expenses, helping you save on NSF and overdraft fees
Link and monitor as many bank account as you want.
Say goodbye to NSF and overdraft fees.
Get notified and transfer yourself, or automate balance protection with AutoKover.
Get Balance Protection
Kover monitors all of your bank accounts and will predict when your balance won't cover upcoming expenses, helping you save on NSF and overdraft fees
Link and monitor as many bank account as you want.
Say goodbye to NSF and overdraft fees.
Get notified and transfer yourself, or automate balance protection with AutoKover.
Real Insights to Save More Money
See everything that matters in one clean dashboard — your balances, spending trends, and savings tips from all your linked accounts with KoveriQ.
KoveriQ tracks income, expenses, and BNPL payments
Get personalized tips to spend less...and save more
Earn points as you achieve better money habits.
Real Insights to Save More Money
See everything that matters in one clean dashboard — your balances, spending trends, and savings tips from all your linked accounts with KoveriQ.
KoveriQ tracks income, expenses, and BNPL payments
Get personalized tips to spend less...and save more
Earn points as you achieve better money habits.
Everything You Need, Already Inside Kover
Protect, Build, and Grow — Seamlessly.
Instant. Affordable. Credit.
With Kover, you get dependable access to a line of credit that grows through your pay period, giving you a financial safety net for the unexpected.
Get approved & access cash in less than 5 minutes.
No credit check.
No late or NSF fees. Ever.
Get Balance Protection
Kover monitors all of your bank accounts and will predict when your balance won't cover upcoming expenses, helping you save on NSF and overdraft fees
Link and monitor as many bank account as you want.
Say goodbye to NSF and overdraft fees.
Get notified and transfer yourself, or automate balance protection with AutoKover.
Real Insights to Save More Money
See everything that matters in one clean dashboard — your balances, spending trends, and savings tips from all your linked accounts with KoveriQ.
KoveriQ tracks income, expenses, and BNPL payments
Get personalized tips to spend less...and save more
Earn points as you achieve better money habits.
How Kover Works
Get Protected in 3 Easy Steps
Signup or Download
Setup your profile in 2 minutes from your phone
Link Your Accounts
Easily connect all your bank accounts with your email and phone number
Stay Kovered
Instant approval so you can stay protected starting now
How Kover Works
Get Protected in 3 Easy Steps
Signup or Download
Setup your profile in 2 minutes from your phone
Link Your Accounts
Easily connect all your bank accounts with your email and phone number
Stay Kovered
Instant approval so you can stay protected starting now
How Kover Works
Get Protected in 3 Easy Steps
Signup or Download
Setup your profile in 2 minutes from your phone
Link Your Accounts
Easily connect all your bank accounts with your email and phone number
Stay Kovered
Instant approval so you can stay protected starting now
Simple and Transparent Pricing for Everyone
Choose the Plan That Fits Your Life
Monthly Plan Fees Charged After You've Experienced the Features, not Before. Or Prepay for the Year and Save Even More.
Monthly
Annually (Save 25%)
Free
Your starter safety net — simple and secure.
$0
/month
Instant Line of Credit up to $200
KoveriQ saving and spending insights across linked accounts
Earn points for using Kover
Low balance notifications
Borrow, repay and re-borrow with no re-approval necessary
No NSF, late or hidden fees. Ever.
Basic Plan
Smarter protection and credit building made easy.
$9.99
/month
Instant Line of Credit up to $400
1 Free Express Transfer
Earn more points to unlock savings rewards
Link and manage your buy-now-pay-later accounts in one place (coming soon)
Credit Builder with 3-bureau reporting
Flat, transparent pricing — no NSF surprises
Plus+ Plan
The all-in safety net with credit power and protection.
$19.99
/month
Instant Line of Credit up to $800
AutoKover automatic overdraft prevention
KoverCard for instant credit at checkout
Full Credit Builder reporting
ID Protection against identity theft & fraud
XP Rewards and advanced KoverIQ insights
Monthly
Annually (Save 25%)
Free
Your starter safety net — simple and secure.
$0
/month
Instant Line of Credit up to $200
KoveriQ saving and spending insights across linked accounts
Earn points for using Kover
Low balance notifications
Borrow, repay and re-borrow with no re-approval necessary
No NSF, late or hidden fees. Ever.
Basic Plan
Smarter protection and credit building made easy.
$9.99
/month
Instant Line of Credit up to $400
1 Free Express Transfer
Earn more points to unlock savings rewards
Link and manage your buy-now-pay-later accounts in one place (coming soon)
Credit Builder with 3-bureau reporting
Flat, transparent pricing — no NSF surprises
Plus+ Plan
The all-in safety net with credit power and protection.
$19.99
/month
Instant Line of Credit up to $800
AutoKover automatic overdraft prevention
KoverCard for instant credit at checkout
Full Credit Builder reporting
ID Protection against identity theft & fraud
XP Rewards and advanced KoverIQ insights
Monthly
Annually (Save 25%)
Free
Your starter safety net — simple and secure.
$0
/month
Instant Line of Credit up to $200
KoveriQ saving and spending insights across linked accounts
Earn points for using Kover
Low balance notifications
Borrow, repay and re-borrow with no re-approval necessary
No NSF, late or hidden fees. Ever.
Basic Plan
Smarter protection and credit building made easy.
$9.99
/month
Instant Line of Credit up to $400
1 Free Express Transfer
Earn more points to unlock savings rewards
Link and manage your buy-now-pay-later accounts in one place (coming soon)
Credit Builder with 3-bureau reporting
Flat, transparent pricing — no NSF surprises
Plus+ Plan
The all-in safety net with credit power and protection.
$19.99
/month
Instant Line of Credit up to $800
AutoKover automatic overdraft prevention
KoverCard for instant credit at checkout
Full Credit Builder reporting
ID Protection against identity theft & fraud
XP Rewards and advanced KoverIQ insights
Frequently Asked Questions
Find answers to the most common questions about using our app on your mobile device.
What makes Kover different from payday loans or cash advances?
Will Kover affect my credit score?
How secure is my data?
Do I have to switch banks to use Kover?
How fast can I access my credit line?
Frequently Asked Questions
Find answers to the most common questions about using our app on your mobile device.
What makes Kover different from payday loans or cash advances?
Will Kover affect my credit score?
How secure is my data?
Do I have to switch banks to use Kover?
How fast can I access my credit line?
Frequently Asked Questions
Find answers to the most common questions about using our app on your mobile device.
What makes Kover different from payday loans or cash advances?
Will Kover affect my credit score?
How secure is my data?
Do I have to switch banks to use Kover?
How fast can I access my credit line?
App that Protects and Powers Your Finances
Kover helps you stay protected, skip overdraft fees, and build lasting credit — automatically.
Join thousands of users who are taking control of their money and their peace of mind.
App that Protects and Powers Your Finances
Kover helps you stay protected, skip overdraft fees, and build lasting credit — automatically.
Join thousands of users who are taking control of their money and their peace of mind.
App that Protects and Powers Your Finances
Kover helps you stay protected, skip overdraft fees, and build lasting credit — automatically.
Join thousands of users who are taking control of their money and their peace of mind.